ICICI Bank’s home loan pages describe a comprehensive housing finance solution that helps individuals buy, build, renovate, or transfer a home loan with flexible features, easy online application, and competitive interest rates. Borrowers can apply for loans up to several crores with minimal documentation, choose from fixed or floating interest rates, flexible repayment tenures and tools like eligibility and EMI calculators, and even benefit from features like balance transfer and no foreclosure charges on floating rate loans. ICICI also offers initiatives such as cashback on EMIs for select products and participates in government schemes like the PMAY-U interest subsidy, making homeownership more accessible and financially manageable for a broad range of applicants
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